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What's Your Life Worth?: Health Care Rationing...Who Lives? Who Dies? and Who Decides? by David Dranove,

What's Your Life Worth?: Health Care Rationing...Who Lives? Who Dies? and Who Decides? by David Dranove,
Calculate the value of your own life in tomorrow'shealth care systemWhich diseases are worth curing? Which medicinesare worth paying for?The best ways to ration health care--and the worst Health care costs keep soaring. Insurers, employers, andgovernments won't tolerate it anymore. They're beginning toaggressively ration health care--through huge co-payments, limits on new technologies, and long waiting lists. The debate of the decade won't be whether to ration, but how.This book introduces "rational rationing," which focusesresources on the medical interventions that provide thebiggest bang for the buck. Ration the right way, says DavidDranove, and rationing can save thousands of lives andbillions of dollars. Do it wrong, and it'll cause unnecessarypain, suffering, and death. Right now, experts are calculating which diseases are worthcuring, which treatments are worth paying for, and whicharen't. They're putting a price on your life. This book tellsyou who they are, what they're up to, what they think yourlife's worth--and what to do about it. Health care rationing has arrived--with a vengeance. Ifyou value your health, you'd better understand it--and beready. In this book, one of the world's leading health careeconomists offers a hard-nosed analysis of today's soaringhealth care costs--and shows how it will feel to be at themercy of a system that might choose not to cure you. David Dranove previews the transition from today's adhoc rationing to an era of "rational rationing," in whicheconomic analysis of the value of human lives and specifictreatments is both explicit and routine. He assesses themixed results of rational rationing in Great Britain, Australia, and Oregon,where government decision makersstruggle with balancing science and politics in the face ofbudgets that place an alarmingly low value on life.



Life & Health Insurance by Kenneth Black,
Life & Health Insurance by Kenneth Black,
This current, accurate and detailed industry guide for financial service professionals examines life and health insurance "simultaneously from the viewpoints of the buyer, the advisor, and the insurer"--providing a comprehensive and unbiased treatise on individual and group life; a forthright appraisal of life and health insurance industry products with careful consideration of the environment; and a complete examination of life insurance company operations and regulation. Bases financial treatment of life insured operations on modern financial theory, and devotes entire chapters to the economics of life and health insurance; individual life and health insurance policies; life and health insurance evaluation; the uses of life and health insurance in personal and business planning; government and employee benefit plans; and the management, operation, and regulation of life insurance companies. Offers a strong global orientation, supporting fundamental concepts with an extensive integration of economic and financial theory and international comparisons, and examines how today's health insurance products fit into a broad framework from a contractual, cost, and performance viewpoints. New chapters on the tax treatment of life and health insurance address such areas as estate planning, retirement planning, and the business uses of life and health insurance. For financial planners, salesmen, actuaries, investment managers, attorneys, CPAs, and other financial service professionals.



State Children's Health Insurance Program - The State Children’s Health Insurance Program (SCHIP) is a national program in the United States designed for families who earn too much money to qualify for Medicaid, yet cannot afford to buy private insurance. The program was created to address the growing problem of children in the United States without health insurance.

Social health insurance - Broadly speaking, health care systems across the world are funded in three different ways: by private contributions, social health insurance contributions or taxes. Social health insurance systems are characterized by the presence of sickness funds which usually receive a proportional contribution of their members' wages.

Ontario Health Insurance Plan - The Ontario Hospital Insurance Plan (OHIP) is the government-run health plan for the Canadian province of Ontario. More recently it has been referred to as the Ontario Health Insurance Plan, but the official name uses the term Hospital rather than Health due to legal questions related to the coverage of prescription drugs.

Oregon Health & Science University - Oregon Health & Science University (OHSU) is the present-day (2005) name for a university that can trace its roots back to the 1860s. Its primary campus, Marquam Hill in southwest Portland, was established in 1917 by the donation of 20 acres (80,000 m²) from the Oregon-Washington Railroad and Navigation Company and 88 acres (360,000 m²) from the family that owned the now-defunct Oregon Journal.



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Oregon Health Insurance Quote - Oregon Health Insurance Quote The New Health Insurance Solution You no longer need a traditional employer plan to get good, affordable health insurance. The New Health Insurance Solution can help you cut your health insurance costs in half if: You`re self-employed, an independent contractor, or your employer doesn`t provide health insurance (you can probably get coverage on your own for about $94/month?a fraction of what an employer would have to pay for the same coverage) You ...

Oregon Health Insurance Quote - Oregon Health Insurance Quote The New Health Insurance Solution You no longer need a traditional employer plan to get good, affordable health insurance. The New Health Insurance Solution can help you cut your health insurance costs in half if: You`re self-employed, an independent contractor, or your employer doesn`t provide health insurance (you can probably get coverage on your own for about $94/month?a fraction of what an employer would have to pay for the same coverage) You ...

Oregon Health Insurance Quote - Oregon Health Insurance Quote The New Health Insurance Solution You no longer need a traditional employer plan to get good, affordable health insurance. The New Health Insurance Solution can help you cut your health insurance costs in half if: You`re self-employed, an independent contractor, or your employer doesn`t provide health insurance (you can probably get coverage on your own for about $94/month?a fraction of what an employer would have to pay for the same coverage) You ...

Health Insurance Quote New York - Health Insurance Quote New York The New Health Insurance Solution You no longer need a traditional employer plan to get good, affordable health insurance. The New Health Insurance Solution can help you cut your health insurance costs in half if: You`re self-employed, an independent contractor, or your employer doesn`t provide health insurance (you can probably get coverage on your own for about $94/month?a fraction of what an employer would have to pay for the same coverage) ...

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